By Tata AIG General Insurance
Indicative starting premium with 0% GST - approximately ₹338 for a 15-day international trip. Actual premium varies by destination, age, and sum insured chosen.
What makes Tata AIG Travel Guard stand out from the competition
Personal accident cover applies even within India before departure - a unique feature among Indian travel insurers.
If you're hospitalised abroad for an extended period, the plan covers travel and stay costs for a family member to visit you.
Covers excess/deductible on rental vehicle damage and the cost of returning a rental vehicle if you're hospitalised.
Covers the cost of replacing a lost or stolen international driving license while travelling abroad.
Dedicated plan for students aged 16-35 covering sponsor protection, study interruption, and accident & sickness reimbursement.
Platinum and Titanium variants offer claims without internal sub-limits on most benefit categories.
Covers additional hotel costs if your return is medically delayed and your trip needs extending.
A dedicated Senior variant ensures elderly travellers get appropriate cover and support while travelling abroad.
A comprehensive look at what is and is not covered under Tata AIG Travel Guard (International Plus)
| Coverage Feature | Details | Status |
|---|---|---|
| Emergency Medical Treatment | Up to $10,00,000 | Fully Covered |
| Hospitalisation (Accident & Sickness) | No sub-limits on premium variants | Covered |
| Medical Evacuation & Repatriation | Up to medical sum insured | Covered |
| Dental Emergency | Sudden acute dental pain relief | Covered |
| Trip Cancellation | Reimbursement of pre-paid costs | Covered |
| Trip Interruption/Curtailment | Covers unused trip costs | Covered |
| Missed Connection | Due to covered delays | Covered |
| Flight Delay | Compensation for delays | Covered |
| Baggage Delay | Reimbursement of essentials | Covered |
| Loss of Checked Baggage | Lump-sum compensation | Covered |
| Loss of Passport | Cost of duplicate passport | Covered |
| Personal Accident (Death/Disability) | Cover applies even pre-departure in India | Covered |
| Personal Liability | Third-party liability cover | Covered |
| Hijack Cover | Daily allowance during hijack | Covered |
| Daily Cash for Hospitalisation | Per day cash allowance | Covered |
| Pre-existing Diseases | Emergency stabilisation only | Partial |
| Adventure Sports | Available as optional add-on | Add-on |
| COVID-19 Cover | Treatment expenses included | Covered |
This plan is best suited for the following profiles
The Student Supreme variant covers sponsor protection, study interruption, and accident & sickness reimbursement specifically designed for students aged 16-35.
Rental vehicle cover, loss of international driving license, and compassionate visit cover make this plan stand out for road-trip travellers.
With sum insured up to $10,00,000 and no sub-limits on premium variants, this plan suits those wanting maximum protection for major medical events.
The dedicated Senior variant offers appropriate coverage and pricing for elderly travellers going abroad.
An honest assessment of Tata AIG Travel Guard
Common queries about Tata AIG Travel Guard travel insurance
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