Home Travel Insurance Compare Plans Tata AIG Travel Guard
Tata AIG logo
Tata AIG General Insurance

Travel Guard (International Plus)

By Tata AIG General Insurance

₹22.5/day

Indicative starting premium with 0% GST - approximately ₹338 for a 15-day international trip. Actual premium varies by destination, age, and sum insured chosen.

$10,00,000
Max Sum Insured
94.1%
Claim Settlement Ratio
0% GST
On Premium
99 Years
Maximum Entry Age
6
Variants Incl. Student & Senior

Plan Highlights

What makes Tata AIG Travel Guard stand out from the competition

Pre-Departure Personal Accident Cover

Personal accident cover applies even within India before departure - a unique feature among Indian travel insurers.

Compassionate Visit Cover

If you're hospitalised abroad for an extended period, the plan covers travel and stay costs for a family member to visit you.

Rental Vehicle Cover & Return

Covers excess/deductible on rental vehicle damage and the cost of returning a rental vehicle if you're hospitalised.

Loss of Driving License

Covers the cost of replacing a lost or stolen international driving license while travelling abroad.

Student Supreme Plan

Dedicated plan for students aged 16-35 covering sponsor protection, study interruption, and accident & sickness reimbursement.

No Sub-limits on Premium Variants

Platinum and Titanium variants offer claims without internal sub-limits on most benefit categories.

Accommodation Extension

Covers additional hotel costs if your return is medically delayed and your trip needs extending.

Senior Citizen Variant

A dedicated Senior variant ensures elderly travellers get appropriate cover and support while travelling abroad.

Detailed Coverage

A comprehensive look at what is and is not covered under Tata AIG Travel Guard (International Plus)

Coverage FeatureDetailsStatus
Emergency Medical TreatmentUp to $10,00,000Fully Covered
Hospitalisation (Accident & Sickness)No sub-limits on premium variantsCovered
Medical Evacuation & RepatriationUp to medical sum insuredCovered
Dental EmergencySudden acute dental pain reliefCovered
Trip CancellationReimbursement of pre-paid costsCovered
Trip Interruption/CurtailmentCovers unused trip costsCovered
Missed ConnectionDue to covered delaysCovered
Flight DelayCompensation for delaysCovered
Baggage DelayReimbursement of essentialsCovered
Loss of Checked BaggageLump-sum compensationCovered
Loss of PassportCost of duplicate passportCovered
Personal Accident (Death/Disability)Cover applies even pre-departure in IndiaCovered
Personal LiabilityThird-party liability coverCovered
Hijack CoverDaily allowance during hijackCovered
Daily Cash for HospitalisationPer day cash allowanceCovered
Pre-existing DiseasesEmergency stabilisation onlyPartial
Adventure SportsAvailable as optional add-onAdd-on
COVID-19 CoverTreatment expenses includedCovered

Who Should Buy Tata AIG Travel Guard?

This plan is best suited for the following profiles

Students Studying Abroad

The Student Supreme variant covers sponsor protection, study interruption, and accident & sickness reimbursement specifically designed for students aged 16-35.

Travellers Wanting Unique Add-ons

Rental vehicle cover, loss of international driving license, and compassionate visit cover make this plan stand out for road-trip travellers.

High-Cover Seekers

With sum insured up to $10,00,000 and no sub-limits on premium variants, this plan suits those wanting maximum protection for major medical events.

Senior Citizens

The dedicated Senior variant offers appropriate coverage and pricing for elderly travellers going abroad.

Pros and Cons

An honest assessment of Tata AIG Travel Guard

Advantages

  • Sum insured up to $10,00,000 - among the highest available
  • 94.1% claim settlement ratio
  • 0% GST on premium - reduces overall cost
  • Unique covers: rental vehicle, compassionate visit, driving license
  • Dedicated Student Supreme plan for ages 16-35
  • Personal accident cover starts even before departure in India
  • No sub-limits on premium variants

Disadvantages

  • Pre-existing diseases covered for emergency stabilisation only
  • Adventure sports cover requires an optional add-on
  • Higher sum insured variants come at a higher premium
  • Some unique benefits only available on premium variants

Frequently Asked Questions

Common queries about Tata AIG Travel Guard travel insurance

Tata AIG Travel Guard offers a sum insured ranging from $50,000 to $10,00,000 depending on the variant chosen, with the higher Platinum and Titanium variants offering up to $10,00,000 and removing sub-limits on many benefits.
Yes, Tata AIG offers the Student Supreme variant for travellers aged 16-35 years going abroad to study. It covers sponsor protection, study interruption, and accident & sickness reimbursement in addition to standard medical and travel benefits.
Tata AIG Travel Guard covers pre-existing conditions only for emergency stabilisation in life-threatening situations abroad. Ongoing or planned treatment for pre-existing diseases is not covered.
Tata AIG Travel Guard covers travellers up to 99 years of age under standard variants, and also offers a dedicated Senior variant designed specifically for elderly travellers with appropriate cover and pricing.

Not sure if Tata AIG Travel Guard is right for you?

Our IRDAI-licensed advisors compare all travel plans and help you choose based on your destination, trip purpose, and budget - completely free of charge.

Chat on WhatsApp: +91 99301 40305

Compare with Other Plans

See how Tata AIG Travel Guard stacks up against other top travel insurance plans