Indicative starting premium - approximately ₹300 for a 15-day international trip. Premium follows a slab rate for the first 7 days, then per-day thereafter; actual premium varies by destination and cover.
$5,00,000
Max Sum Insured (Gold/Platinum)
91.2%
Claim Settlement Ratio
Multi-Trip
30/45/60-Day Options
99 Years
Maximum Entry Age
6
Plan Variants Incl. Senior Citizen
Plan Highlights
What makes ICICI Lombard TripSecure+ stand out from the competition
Comprehensive Hospitalisation Cover
Covers hospitalisation for both illness and injury abroad with sum insured up to $5,00,000 in the Gold and Platinum variants.
Trip & Flight Cancellation
Reimbursement for non-refundable costs if your trip or flight is cancelled due to a covered reason.
Missed Connecting Flights
Covers additional expenses incurred if you miss a connecting flight due to delay of the earlier flight.
Gold Multi-Trip Annual Plan
Frequent flyers can opt for the Gold Multi-Trip plan with up to $5,00,000 cover and 30/45/60-day trip durations under one annual policy.
Dedicated Senior Citizen Plan
Travellers aged 71-85 years can opt for a plan tailored to their needs, with sum insured of up to $50,000.
Tiered Plan Choices
Choose from Silver, Gold, Gold Plus, and Platinum variants depending on your destination and required cover level.
Slab-Based Premium Pricing
Premium is charged on a slab basis for the first 7 days and on a per-day basis thereafter, offering flexibility for short and long trips.
Worldwide Acceptance
Recognised globally including for Schengen visa applications, with strong assistance support across destinations.
Detailed Coverage
A comprehensive look at what is and is not covered under ICICI Lombard TripSecure+ (Gold)
Coverage Feature
Details
Status
Emergency Medical Treatment
Up to $5,00,000 (Gold)
Fully Covered
Hospitalisation (Accident & Sickness)
Both illness and injury covered
Covered
Medical Evacuation & Repatriation
Up to medical sum insured
Covered
Dental Emergency
Emergency dental pain relief
Covered
Trip Cancellation
Non-refundable costs reimbursed
Covered
Trip Interruption/Curtailment
Covers unused trip costs
Covered
Missed Connection
Due to flight delay
Covered
Flight Delay
Compensation for delays
Covered
Baggage Delay
Reimbursement of essentials
Covered
Loss of Checked Baggage
Lump-sum compensation
Covered
Loss of Passport
Cost of duplicate passport
Covered
Personal Accident (Death/Disability)
Lump-sum benefit
Covered
Personal Liability
Third-party liability cover
Covered
Hijack Cover
Daily allowance during hijack
Covered
Daily Cash for Hospitalisation
Per day cash allowance
Covered
Pre-existing Diseases
Emergency stabilisation only
Not Covered
Adventure Sports
Not part of standard cover
Excluded
COVID-19 Cover
Treatment expenses included
Covered
Who Should Buy ICICI Lombard TripSecure+?
This plan is best suited for the following profiles
Frequent International Travellers
The Gold Multi-Trip plan with up to $5,00,000 cover and flexible 30/45/60-day durations is ideal for those who travel abroad multiple times a year.
Short-Trip Travellers
The slab-based premium for the first 7 days makes this plan cost-effective for short business or leisure trips.
Senior Citizens (71-85 Years)
The dedicated Senior Citizen Plan offers tailored coverage of up to $50,000 for elderly travellers in this age bracket.
Travellers Wanting Plan Flexibility
With Silver, Gold, Gold Plus, and Platinum tiers, travellers can pick the right balance of cover and cost for their trip.
Pros and Cons
An honest assessment of ICICI Lombard TripSecure+
Advantages
Sum insured up to $5,00,000 in Gold/Platinum variants
Flexible multi-trip annual option for frequent flyers
Dedicated Senior Citizen Plan for ages 71-85
Slab-based pricing is cost-effective for short trips
Wide global acceptance, including Schengen visa applications
Multiple variant tiers to match budget and destination
Disadvantages
Pre-existing diseases not covered except emergency stabilisation
Silver variant capped at a lower $1,00,000 sum insured
Adventure sports cover not included in standard plan
Claim settlement ratio of 91.2% is moderate compared to top peers
Frequently Asked Questions
Common queries about ICICI Lombard TripSecure+ travel insurance
The Gold and Platinum variants of ICICI Lombard TripSecure+ offer sum insured up to $5,00,000, while the Silver variant is capped at $1,00,000. The Gold Multi-Trip option also offers up to $5,00,000 across multiple trips of 30/45/60 days each.
Yes. The Gold Multi-Trip plan covers up to $5,00,000 and is designed for frequent international travellers, with trip durations of 30, 45, or 60 days per trip covered under a single annual policy.
No, pre-existing diseases are not covered under ICICI Lombard TripSecure+ except for emergency stabilisation in life-threatening situations. Travellers with chronic conditions should plan accordingly and carry sufficient medication.
Yes, ICICI Lombard offers a dedicated Senior Citizen Plan for travellers aged 71-85 years, with a sum insured of up to $50,000, designed specifically to meet the needs and risk profile of older travellers.
Not sure if ICICI Lombard TripSecure+ is right for you?
Our IRDAI-licensed advisors compare all travel plans and help you choose based on your destination, trip frequency, and budget - completely free of charge.