IndusInd Travel Care Travel Insurance Review 2026 | IndusInd General Insurance

Plan Highlights

What makes IndusInd Travel Care stand out from the competition

Highest Entry Age in the Industry

Covers travellers up to 90 years of age - the highest maximum entry age among major Indian travel insurers.

Free International SIM Card

Every policy comes with a complimentary international SIM card, ensuring instant connectivity from the moment you land abroad.

Home Burglary Insurance (Unique)

Covers your residence in India against burglary while you're travelling abroad - a feature no other insurer in this category offers.

128+ Branches Nationwide

Backed by an extensive branch network across India, serving over 5 crore policyholders for easy access to support and service.

Dedicated Senior Citizen Plan

A separate plan tailored for senior citizens ensures appropriate cover and pricing for older travellers.

Asia-Specific Plans

Affordable plans starting from $15,000 sum insured are available specifically for travel to Asian destinations.

Schengen-Compliant Plans

Schengen Basic and Standard plans are designed to meet the visa requirements for travel to Europe.

Corporate Travel Plans

Standard, Plus, and Elite corporate plans cater to business travellers with appropriate cover levels.

Detailed Coverage

A comprehensive look at what is and is not covered under IndusInd Travel Care (Gold)

Coverage Feature	Details	Status
Emergency Medical Treatment	Up to $2,50,000 (Gold)	Fully Covered
Hospitalisation (Accident & Sickness)	Worldwide cover	Covered
Medical Evacuation & Repatriation	Up to medical sum insured	Covered
Dental Emergency	Sudden acute dental pain relief	Covered
Trip Cancellation	Reimbursement of pre-paid costs	Covered
Trip Interruption/Curtailment	Covers unused trip costs	Covered
Missed Connection	Due to covered delays	Covered
Flight Delay	Compensation for delays	Covered
Baggage Delay	Reimbursement of essentials	Covered
Loss of Checked Baggage	Lump-sum compensation	Covered
Loss of Passport	Cost of duplicate passport	Covered
Personal Accident (Death/Disability)	Lump-sum benefit	Covered
Personal Liability	Third-party liability cover	Covered
Hijack Cover	Daily allowance during hijack	Covered
Daily Cash for Hospitalisation	Per day cash allowance	Covered
Pre-existing Diseases	Emergency stabilisation only	Not Covered
Adventure Sports	Not part of standard cover	Excluded
COVID-19 Cover	Treatment expenses included	Covered
Home Burglary Cover (India Residence)	Unique benefit while travelling abroad	Covered

Who Should Buy IndusInd Travel Care?

This plan is best suited for the following profiles

Senior Citizens Travelling Abroad

With entry age up to 90 years - the highest in the industry - this plan is ideal for elderly travellers visiting family overseas.

Travellers Worried About Home Security

The unique Home Burglary Insurance gives peace of mind that your India residence is protected while you're away.

First-Time International Travellers

The free international SIM card provides instant connectivity, helpful for those unfamiliar with arranging local SIMs abroad.

Travellers to Asia and Schengen Countries

Dedicated Asia and Schengen plans offer tailored, cost-effective cover for these popular destinations.

Pros and Cons

An honest assessment of IndusInd Travel Care

Advantages

Highest entry age (90 years) among major insurers
Free international SIM card with every policy
Unique Home Burglary Insurance for India residence
128+ branches and large policyholder base nationally
Dedicated Senior Citizen, Asia, Schengen, and Corporate plans
Affordable Asia plans starting from $15,000 sum insured

Disadvantages

87.34% claim settlement ratio is lower than top peers
Pre-existing diseases not covered except emergency stabilisation
Adventure sports cover not included
Platinum variant premium (₹57/day) is higher than competitors' equivalent tiers

Frequently Asked Questions

Common queries about IndusInd Travel Care travel insurance

IndusInd Travel Care (formerly Reliance General Insurance) covers travellers up to 90 years of age, the highest maximum entry age among major Indian travel insurers, with a dedicated Senior Citizen plan available.

Yes, IndusInd Travel Care includes a free international SIM card with every policy purchase, giving travellers instant connectivity abroad without needing to arrange a local SIM separately.

IndusInd Travel Care is the only major travel insurance plan that includes Home Burglary Insurance, covering the policyholder's residence in India against burglary while they are travelling abroad - a feature no other Indian travel insurer currently offers.

The Gold variant of IndusInd Travel Care offers sum insured up to $2,50,000, while the Platinum variant goes up to $5,00,000. The Basic variant offers $50,000, and dedicated Asia plans start from $15,000.

Compare with Other Plans

See how IndusInd Travel Care stacks up against other top travel insurance plans

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Travel Care (Gold Variant)