| Own Damage Cover | Accident, collision, rollover damage to your car | Fully Covered |
| Third-Party Liability | Legal liability for third-party injury/death/property | Covered (Mandatory) |
| Theft Cover | Total loss due to theft of vehicle | Covered |
| Fire & Explosion | Damage due to fire, self-ignition or explosion | Covered |
| Natural Disasters | Flood, cyclone, earthquake, landslide damage | Covered |
| Man-made Disasters | Riots, strikes, terrorism, malicious acts | Covered |
| Personal Accident Cover | Owner-driver PA cover up to ₹15 Lakh | Included |
| Zero Depreciation | Full claim payout without depreciation deduction | Add-on |
| NCB Protect | Retain NCB even after one claim | Add-on |
| Personal Accident Cover (Co-passengers) | Optional PA cover for co-passengers | Add-on |
| Roadside Assistance | Towing, jump-start, fuel delivery, flat tyre help | Add-on |
| Engine Protect | Engine, gearbox damage from water/oil leakage | Add-on |
| Return to Invoice (RTI) | Invoice value paid on total loss/theft | Add-on |
| No Claim Bonus (NCB) | Discount on premium for claim-free years | Up to 50% |
| Cashless Garage Repairs | 3,000+ network garages across India | Covered |
| Rural & Tier 2/3 Coverage | Strong branch presence outside metros | Strong Coverage |
| Standalone Own Damage | Own damage cover for those with separate TP policy | Available |
| Third-Party Only Policy | Mandatory third-party-only cover | Available |
| Wear and Tear | Normal mechanical wear and tear of vehicle | Not Covered |
| Driving Without Valid Licence | Damage while driving without a valid licence | Excluded |