Do You Really Need Travel Insurance for a Schengen Visa?

Yes — Schengen travel insurance is a mandatory visa requirement for all 27 Schengen countries. Without it, your visa application will be rejected. Here's everything you need to know.

Minimum Requirements

• Minimum medical coverage: €30,000 (approximately ₹27 Lakh)
• Must cover emergency medical treatment, hospitalisation and repatriation
• Must be valid for the entire Schengen zone (not just one country)
• Must be valid for your entire trip duration plus 15 days buffer

What Our Schengen Plans Cover

• Medical emergencies and hospitalisation up to $5,00,000
• Emergency dental treatment
• Emergency medical evacuation and repatriation
• Trip cancellation due to illness or emergency
• Lost baggage and delayed luggage
• Flight delays over 6 hours

How Much Does It Cost?

Starting from just ₹299 per day, our Schengen-compliant plans are accepted at all European embassies and consulates. For a 10-day trip, expect to pay ₹800–1,200 depending on your age and the insurer.

How to Get Your Policy Fast

You need the insurance certificate before your visa appointment. Contact us on WhatsApp — we can issue a Schengen-compliant policy within 10 minutes, any day of the week. If you're also visiting the USA on the same trip or a separate trip, see our guide to best travel insurance for Indians visiting the USA — the cover requirements there are very different. Students heading to European universities should read our student travel insurance guide for Indians studying abroad for year-round plan options. For travel to Dubai and the UAE, our dedicated guide covers travel insurance for Indians visiting Dubai and UAE.